If you’re struggling to repay debts but want to avoid bankruptcy or formal agreements like Part 9 debt agreements, informal debt negotiation might be a suitable option. Many creditors are open to one-off settlements, reduced payments or interest freezes if they understand your circumstances.
Informal negotiations aren’t recorded on your credit report as a formal insolvency but they still carry legal risks if handled poorly. That’s why having legal advice can make a big difference. It ensures the terms are clear, fair, and legally binding.
Law Tram connects you with lawyers who can negotiate directly with creditors, protect your legal position and help you regain control over your finances.
Start by completing our secure online questionnaire. This step allows you to provide essential details about your financial situation and the debts you want to resolve.
Law Tram’s advanced technology generates a confidential legal summary of your situation while keeping your personal details private.
Your confidential legal summary is shared with our network of vetted lawyers who review your case to determine how they can assist.
If a lawyer believes they can help, they will initiate a chat with you through the Law Tram platform. Your contact details remain private unless you choose to share them.
You are under no pressure to retain any lawyer unless you are confident in their ability to assist. Law Tram empowers you to make informed decisions.
Law Tram’s Debt and Bankruptcy Consultation offers a secure, efficient and supportive way to connect with expert legal help. Whether you’re looking to settle debts, avoid bankruptcy or explore flexible repayment options, our platform helps you access tailored legal advice from qualified lawyers.
Start your free, confidential consultation today. Please note that Law Tram does not assist in finding legal aid lawyers. If you are seeking legal aid, visit our dedicated legal aid page for more information.
Take the first step toward resolving your debt matter with clarity and peace of mind.
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